About us

The Banca Ifis Group, through its subsidiary companies Ifis Npl Investing and Ifis Npl Servicing, is a leader in the market of unsecured non-performing loans.

We also operate in the sector of corporate and secured loans, also on behalf of third parties. The competitive advantage comes from a combination of being able to assess and purchase portfolios and the management and transformation of non performing loans.

Our goal is to convert the greatest number of assets into re-performing positions thanks to the different transformation channels and ten-year know-how in loan management and collection, based on professionalism, ethics, ability to manage data and documents through technological innovation.

Ifis Npl Investing and Ifis Npl Servicing offer their customers:

  • Due Diligence and business planning on NPL/UTP portfolios, assessment of NPL portfolios, real estate appraisals;
  • Execution of securitisation transactions and senior financing activities;
  • Master and Special Servicer in securitisation transactions;
  • Management of bad debts and UTP for Italian banks;
  • Personalised and sustainable customer care to support the end customer with processing portfolios.

Ifis Npl Investing

Ifis Npl Investing S.p.A. is a company fully controlled by Banca Ifis S.p.A. and is dedicated to selecting, assessing and purchasing non performing loan portfolios, in order to create value for customers, for the market and for the entire financial system.

Ifis Npl Investing consolidates the traditional skills of Banca Ifis Group when it comes to investments in the non performing loans market. Since October 2019, the company has been a member of UNIREC, the association grouping credit protection companies.

Our figures

As at 31 December 2020

19.8
billion

Gross Book Value of the portfolio

29
people

working in Ifis Npl Investing

1.4
billion euro

Net Book Value of the portfolio

2
million

positions

1.4
million

debtors

2,7
billion euro

acquisition of portfolios

Ifis Npl Servicing

Ifis Npl Servicing S.p.A. manages the portfolios of Ifis Npl Investing and those of other companies, defining the best collection strategies, with the goal of providing sustainable repayment solutions.

Our company strengthens the ten-year experience of the Banca Ifis Group on unsecured small ticket assets with the skills acquired in 2019 in the corporate and secured branch and with managing for third parties.

Ifis Npl Servicing offers the chance to transform non performing portfolios into value opportunities thanks to the various legal and out-of-court collection channels, with an internal team of professionals and an external network throughout the national territory.

Our figures

As at 31 December 2020

23.6
billion euro

Gross Book Value of the portfolio

2.1
million

lines

1.4
million

debtors

375
people

working in Ifis Npl Servicing

Ifis Real Estate

Ifis Real Estate S.p.A. is a subsidiary of Ifis Npl Servicing.

It is specialised in secured non performing loans and has a structure that specialises in real estate assessment and appraisal that continuously flanks the commercial network.

Ifis Real Estate has created an operating module that combines, in a coordinated, uniform process, strong product know-how with significant territorial expertise. The company works with all the real estate funds, SGR (savings management companies), public and private Bodies searching for a qualified, skilled service throughout the country. Ifis Real Estate is active in the banking disputes sector and in all activities that make for better evaluation of property as a guarantee for credits managed.